Insurance Blog
Monday, 06 December 2021 17:36

Buy a new vehicle now or wait?

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Semiconductor Computer Chip Crisis Causes Long Delays for New Vehicles

The ongoing global semiconductor shortage, along with consumer demand, continues to cause long delays in the availability of new vehicles. Before the shortage, a new car ordered from a factory took about six to eight weeks to arrive at a dealership. Now, the wait times for some popular cars and trucks are up to 18 weeks or longer.[1]

 

Why is there a chip shortage for the auto industry?

Semiconductor production is currently monopolized by a few Asia-Pacific suppliers, according to Joe McCabe, CEO of AutoForecast Solutions LLC.[2] Many of those factories experienced pandemic-related factory shutdowns, which added to the shortage crisis.

Friday, 22 October 2021 17:18

How to Deal with Robotext Scams

Robotexts complaints were up 146% last year over the year before, according to the FTC1.

Chances are you have received a text message from an unknown sender – and most likely the message was from a scammer trying to trick you into giving them your sensitive information such as passwords, account numbers, or Social Security numbers. With that information, scammers could gain access to your personal accounts, or they could sell your information to other scammers.

In this article, find out how to identify robotexts, which are also referred to as spam texts and SMS phishing. Learn what you can do about these unwanted text messages and how to report them.

 

How to Identify Robotext Messages

Scammers use a variety of ever-changing schemes, including:

Wednesday, 22 September 2021 16:03

7 Common Car Accidents and How to Help Avoid Them

Let’s face it: accidents happen. And when they do, you might be looking at car repairs and injuries as well as possible increases to your insurance premium. Safe driving can go a long way in keeping you and your family safe and your premium in check. Here are seven common car accidents and tips on how to help avoid them:

1. Rear-end Collisions

Rear-end collisions are a common reason for auto insurance claims. Whether you are the driver who hits a vehicle in front of you, or the driver who gets hit by a vehicle behind you, these accidents can often be avoided. Consider these tips:

  • Keep your distance. Drive far enough behind the car in front of you so you can stop safely. This is especially true in inclement weather. Stay at least three seconds behind the vehicle ahead of you, and longer if you’re in a heavier vehicle. Extend the timing when weather conditions are bad.
  • Drive strategically. Avoid situations that could force you to suddenly use your brakes. If a driver is following you too closely or isn’t paying attention, you might be rear-ended.
  • Don’t get distracted. Never take your eyes off the road to eat, read a text message or find your phone. If the driver ahead of you stops suddenly, it only takes a second or less of not paying attention to rear-end their vehicle.
  • Don’t drive when drowsy or under the influence. You’re more likely to make driving errors when you’re sleepy or impaired by drugs or alcohol.
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