Insurance Blog
Wednesday, 16 December 2020 19:52

Winter Weather Preparation Tips

Get Ready for Snow and Ice

A winter storm is in today's forecast. With that in mind, we’ve sent the following tips to your customers this morning. We hope everyone stays safe and warm. Know that we are here should you or your customers need assistance.

For Your Home

  • To prevent frozen pipes, set your thermostat to a warm temperature. If you're leaving town, set it to no lower than 65 degrees.
  • Make sure you have working flashlights, nonperishable food items and water in case you lose power or the storm keeps you house-bound for more than a day.
  • Stay indoors during the storm and follow these tips to avoid snow shoveling-related injuries.

On the Road

  • Snow can accumulate quickly, creating slick conditions. If possible, avoid driving during the storm.
  • If you must drive, be sure to stock your vehicle's winter roadside emergency kit with all the essentials including snacks, blankets, a windshield de-icer, a spare phone charger and flare lights. Check your oil and antifreeze levels.
  • If there’s even the slightest threat of snow in the forecast, keep your motorcycle off the road, properly stored and winterized.
Tuesday, 01 December 2020 16:20

Winterize Your Home For When You're Away

If you are a snowbird heading south for the winter, there are several key things you can do to help protect your vacant home. Taking these steps can help protect your home from theftwater damage, heating or electrical system malfunctions and other possible threats while you are away for an extended period of time.

Download the Preparing Your Vacant Home Checklist PDF >>

 

1. Prevent Your Home From Appearing Unoccupied

  • Forward your mail, stop newspaper delivery, and ask a friend to pick up items that may be left at your door.
  • Arrange for someone to remove snow after storms.
  • Put motion-sensitive exterior lights and interior lights on timers and set them to come on at varying times to discourage prowlers. 
Tuesday, 03 November 2020 22:10

Ladder Safety One Rung at a Time

Even the thought of climbing a ladder can be scary for some people. The potential for falls and serious injury is enough for many homeowners to leave the gutter cleaning and holiday decorating to the pros. But if you're a do-it-yourselfer, or you have to reach a high cabinet or replace a bulb in a ceiling fixture, you're probably going to use a ladder.

Falls are the third leading cause of unintentional injury-related deaths and the top cause of nonfatal injuries, according to Injury Facts. In 2017, 36,338 people died from falls at home or at work.

Choose the Right Ladder

Using the wrong ladder can be dangerous. Think about the task at hand, choose the right size and style, and be sure to follow the directions on the ladder before you climb.

Consider these aspects of the job:

  • How high do you need to reach? 
  • How much weight will the ladder need to hold? 
  • What is the environment in which the ladder will be used? Are there any electrical lines overhead?

The American Ladder Institute can help you choose the right ladder for the job.

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