Insurance Blog

Spring has sprung and your home is due for a thorough cleaning but there are a few tasks you should add to your spring cleaning checklist to lower your risk of having an insurance claim while you’re at it. These 10 spring cleaning tips from Central Insurance Companies will improve your home and help prevent home insurance claims.

Spring cleaning your house:

  1. Change and Test Smoke and Carbon Monoxide Detectors. Spring is a good time to change the batteries in your home smoke and carbon monoxide detectors. It is also a good idea to test these units (once a month is recommended) while you are replacing the batteries to ensure they are still working correctly before it is too late.

  2. Clean the Dryer Vent/Hose. It is good to clean the lint hose on your dryer once a year, as some lint may get past the trap. Clean the dryer exhaust duct and under the machine as well. This will help reduce the likelihood of a fire starting and it can even save you money, as you won’t need to run the dryer as long.

  3. Change Heating System Filters. Filters should be changed several times a year, not only during the winter season.

  4. TuneUp Air Conditioner. Have a professional tune up your AC before summer temperatures rise. This could help your AC run better and cooler, and will ensure there are no issues that will come up.

  5. Inspect Water Heater. Check your water heater for leaks or corrosion that need to be repaired. Fixing these issues as they arise will keep repair costs low and help prevent any major damages.

  6. Inspect Window and Door Seals. Before you head outside to start your yard work, check all the seals on your windows and doors to see if there are any cracks in the caulking, where leaks can form and cause damage. If you find any dried out seals, re-caulk them to keep out moisture.

Spring cleaning the outside of your house:

  1. Trees: Trim any dead branches that may be on your property or near powerlines to prevent them from causing damage as the result of a storm. Trim any healthy trees to keep them under control and away from wires.

  2. Roof: Check for any damages that may have been caused during the winter from ice or snow and repair them to reduce the chance of leaks.

  3. Gutters: While you have the ladder out to check the roof, it is a good idea to clean out the gutters too. This will keep the water flowing away from your house and prevent the possibility of water damage and leaks.

  4. Shrubs: Trim any shrubs or bushes near or around your house to deter thieves. Home break-ins increase during the summer months and bushes that are untrimmed provide coverage for criminals.

While these tips will help to prevent any serious damage that could lead to a claim, the best way to guarantee you are protected in the event of an accident is to have the right coverage for your specific needs. And the best way to ensure that you have the coverage you need is to call and speak with our knowledgeable insurance experts at 800-590-5383 to review your current policy or get a free, quick quote.

Tuesday, 02 April 2019 15:48

6 Tips To Get Your Home Spring Ready

Spring is a favorite season for most of us in New England. We are ready to plant, work in the yard and on the house, and we're ready to spend as much time outdoors as possible. In addition to enjoying warm temperatures and longer days however, spring brings rain, storms, and other hazards that could cause damage to your home. Follow this checklist from Central Insurance Companies to ensure that your home is prepared for spring weather.

  1. Check your roof for damaged or missing shingles. If damaged, call in a roofing professional before the next big storm.
  2. Trim damaged trees to prevent them from damaging your property or your neighbor's property. Winter winds, snow, and ice cause tree damage that may not be visible until a spring storm hits.
  3. Check window seals to prevent leaks from driving rain.Nor'easters are famous for driving rain and so are other storms. Check the interior of windows to detect possible winter damage. 
  4. Clean the gutters or call in a gutter cleaning professional. Gutters clogged with pine needles and leaves can block drainage and cause water damage to your home. 
  5. Change the filter on your air conditioner and/or have a professional inspect your system. Annual checkups will help to prevent issues when you need air conditioning most.
  6. Do a homeowners policy review with us to ensure you have the coverages you need.

Call us at800-590-5383 to review your homeowner's policy and to better understand the coverage your policy provides. 

 

Home network security refers to the protection of a network that connects devices to each other and to the internet within a home. Whether it’s staying in touch with friends and family, paying your bills electronically, or teleworking, the internet enables us to accomplish tasks more efficiently and conveniently from the comfort of our own homes. However, as we increasingly embed technology into our daily lives, the risk of security issues also increases. As a result, it’s imperative that home users understand and remain vigilant about the risks of being connected to the internet and the importance of properly securing home networks and systems.

2 Common Misconceptions About Home Network Security

Home users share two common misconceptions about the security of their networks.

  1. They believe that their home network is too small to be at risk of a cyberattack.
  2. They believe that their devices are “secure enough” right out of the box.

Most attacks are not personal in nature and can occur on any type of network—big or small, home or business. If a network connects to the internet, it is inherently more vulnerable and susceptible to outside threats.

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Waltham, MA - 781-890-3740

Hudson, MA - 978-562-5652

Wayland, MA - 508-358-5383

Winthrop, MA - 617-846-0731

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