Insurance Blog
Thursday, 29 August 2019 17:51

Speeding Tickets in MA

You're driving along the road minding your own business. Suddenly you notice a police cruiser waiting under an upcoming overpass or you see a state police officer approaching in your rearview mirror, or perhaps you're on a city road where a local police officer is pointing a radar gun in your direction . . . and you panic.

If you were traveling within the speed limit, you won't get a ticket for speeding. If you're stopped for speeding, prepare to meet the officer with your license and registration—and perhaps a good reason for speeding.

In this article, we aim to answer important questions about how speeding tickets work in Massachusetts and how they may affect your driver's record and auto insurance policy.

 

Frequently Asked Questions About Speeding Tickets in Massachusetts

  • Do you know how many speeding tickets result in a license suspension?
  • Have you heard of the "Clean in 3" Rule?
  • What is a surchargeable incident?
  • Do you know what to do when you get a speeding ticket?

If you don't know all the answers to these questions, read on.

Wednesday, 31 July 2019 21:23

Prepare for Tornadoes

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Who Thought A Tornado Would Touch Down On Cape Cod?

It's unlikely anyone from Massachusetts would have expected a tornado to touch down on the Cape—therefore, it was unsettling to learn from the National Weather Service that not one, not two, but three confirmed tornadoes struck Cape Cod just a few weeks ago. 

WCVB5 reported that "[t]he roof of an entire wing of the Cape Sands Inn in West Yarmouth was completely peeled off. Additional significant storm damage occurred just southwest of Dennis-Yarmouth Regional High School. The NWS said dozens of large trees were uprooted and a few were snapped off. One house had its shingles blown off and another house had a hole in the roof from a fallen tree."

The Massachusetts Emergency Management Agency (MEMA) said eight communities -- Dennis, Chatham, Yarmouth, Harwich, Sandwich, Barnstable, Brewster, and Mashpee -- reported downed wires, trees, and damage from the storms.

After a state of emergency was declared in Harwich, Massachusetts Governor Charlie Baker announced that he would seek a federal disaster declaration as recovery efforts continue in the affected Cape Cod region.

Wednesday, 31 July 2019 21:07

Tornado Safety at Home

Contrary to popular belief, tornadoes can strike anywhere in the United States at any time. The average lead time for a tornado warning is only 13 minutes,1 which means that it is a good idea to prepare in advance as much as possible.

While no home can be completely tornado-proof, you can fortify your home to help make it more resistant to damage. Following are some things you can do to help make your home, and your family, safer if a tornado strikes.

1. Prepare Your Shelter Area

  • Designate an area in your house where your family will meet in case of a tornado.
  • Choose a location that is as low as possible, ideally one that is completely underground.2
  • In addition to a survival kit, stock your shelter area with items such as mattresses, sleeping bags or thick blankets, to help protect you from flying debris.3
  • Include a NOAA all-hazard radio, and tune it in advance to pick up warnings for your local area. Proper tuning can also minimize confusion with broader warnings that may not apply to you.4
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