Insurance Blog

It’s officially Cyber Week. That means the number of packages shipped during the holiday season will increase exponentially during the holiday shopping season. That also means that package theft is on the rise as "porch pirates" attempt to steal your gifts and purchases. 

Package theft can happen anytime but tends to happen more often during the holidays. With more consumers shopping online every year, this number of thefts will undoubtedly climb. Package deliveries increase exponentially the two-and-a-half weeks before Christmas, according to Package Concierge, a company that provides package receipt systems for apartment buildings.

Friday, 25 October 2019 03:59

Myths About No-Fault In MA

Myth #1: No-Fault Means No One Is At Fault

There is a general misunderstanding about no-fault accidents in Massachusetts — drivers often believe that being involved in an accident in this no-fault state means that no one is at fault in an accident, but that is not true. No-fault does not mean you are not at fault.

 

Brief Case Study: Do you know who, if anyone, is at fault in this accident?

 

Driver One was turning her vehicle left through stopped traffic. She cautiously stopped and checked for oncoming vehicles in the opposite lane. Seeing no other vehicles approaching, she determined that is was safe to proceed. As she was completing the turn, Driver Two collided with her vehicle damaging the front right quarter panel and tire. The front end of his vehicle was damaged and the force of the impact also damaged the driver's door, even though the door was not struck.

Police were called to the scene. Driver One told the police officer that she did not see the driver after stopping and checking. Driver Two told the officer that he was going too fast and couldn’t stop in time. No citations were issued to either driver. Both vehicles were damaged, but there were no injuries.

Was anyone at fault?

If you have a portable home fire extinguisher in case of fire emergencies, you are one step closer to putting out a small home fire. But do you know how to use it?

While you may think you are prepared to extinguish flames inside or outside of your home, it's critically important to know how to use a fire extinguisher properly.

When you know how to properly use a fire extinguisher you should only attempt to put out a fire that is confined to a small area and not rapidly growing. If the fire has already developed and is spreading, evacuate your home immediately and call 911.

 

How To Operate A Fire Extinguisher

The time to learn how to operate a fire extinguisher is before a fire begins. Consumer Reports provides step-by-step instructions.

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